Baking time is tricky! Baking time can vary! Cream cheese never gets solid and the toothpick test is not 100 % accurate. Baking time will vary depending on moisture content of bananas, cream cheese, pan, oven variances, so please watch the bread not the pan. Please watch the bread, even if you need to bake it for longer time. I did bake one large loaf for 50 minutes and it worked fine, but please check with toothpick to make sure the bread part is cooked through and toothpick comes out clean, with a few moist crumbs on it. I can not guarantee that 50 minutes will be enough baking time in each situation (sorry ).